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Mall Owner
 for application and membership form! (Word Format)
for application and membership form! (Adobe PDF Format)
Liability Coverage:
- Covers your mall premises & all your business operations
- Product Liability for the merchandise you sell
- Personal Injury Liability such as libel, slander, false arrest & false advertising
- Employees included as additional insured
Limits:
- $1,000,000 Limit Each Occurrence
- $1,000,000 General Aggregate Policy Limit
- $1,000,000 Product Liability Limit
- $1,000,000 Personal & Advertising Liability Limit
- $50,000 Damage to Premises Rented by You
- $5,000 Medical Payments
Rates:
Premium based on number of dealers
| # of Dealers |
Annual Premium |
| 1 to 100 |
$270.00 |
| 101 to 200 |
$415.00 |
| 201 to 300 |
$565.00 |
| 301 to 400 |
$705.00 |
| 401 to 500 |
$855.00 |
| Over 500 |
$915.00 |
Rates are per Mall Location
Optional Liability Coverage
- $52.50 for each space (not booths) you rent to others: offices, apartments, food areas, etc. (Lessors Risk)
- $210.00 if you have auctions
- $105.00 if you have a snack bar
- $210.00 if you have a restaurant
- $26.25 for each additional insured: landlord, etc.
- $52.50 for a warehouse
- $26.25 for each show you do over 4
- $105.00 for unlimited shows
- $10.50 per dealer to add to policy on a blanket basis as additional insured (all or none-not adjusted during policy period)
- $52.50 to increase aggregate to $2 million
Property Coverage:
- Covers your property including inventory you own, furniture, fixtures & equipment.
- Covers improvements and betterments if you rent.
- Covers your property for collision, theft, and vehicle overturn while in transit
- Shipping up to $5000. per occurrence.
- Covers consigned property in your care & custody.(excluding dealer inventory in rental booths and showcases)
- Deductibles starting at $250. A wind deductible is required in Florida and other coastal areas.
- Coverage includes fire, lightning, windstorm, earthquake, burglary, robbery, accidental breakage and vandalism. Does not cover mysterious disappearance (shoplifting) or flood.
- Per item limit $5,000-can be increased to $10,000.
Rates:
| Amount of Coverage |
Annual Premium |
Amount of Coverage |
Annual Premium |
| $10,000 |
$158.00 |
$35,000 |
$448.00 |
| $15,000 |
$217.00 |
$40,000 |
$505.00 |
| $20,000 |
$274.00 |
$45,000 |
$563.00 |
| $25,000 |
$332.00 |
$50,000 |
$621.00 |
| $30,000 |
$390.00 |
Over $50,000 |
CALL US |
Optional Property Coverages
- LOSS OF INCOME-Coverage may be provided for loss of profit & continuing expenses should your business be interrupted by an insured peril. $6.30 per $1,000 of coverage.
- EXTERIOR GLASS-Exterior glass coverage may be provided on non-owned buildings. $.265 per square foot of glass. (we will need a glass schedule with sizes & location)
- OUTDOOR SIGNS-Coverage for outdoor signs on or off premises. $2.10 per $100 of coverage
Current membership in the Association is required to be eligible for the dealer insurance benefit. Rates include all taxes & fees. Coverage is subject to policy exclusions, endorsements and provisions. Policy will not be bound until approved by an underwriter.
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